Most of us purchase life insurance for its death benefits.  We take comfort in the fact that our loved ones will be taken care of if we suddenly leave them.  Your final expenses can be a huge burden to your family. Funeral costs are just the beginning, there is also unpaid mortgages and loans, unpaid debts, etc.  This is where life insurance comes in.  In the event of your death, you know your loved ones will not have a hard time.  Although, there are other uses for it.

​Car insurance covers the damages inflicted to both the vehicle and the driver. However, your claim might be denied if the person driving is not listed on the car insurance. This is why you should list everyone who may drive your car. Some insurance companies may list everyone living with you who has a license by default as the drivers, but even people outside your house may also drive your car frequently. Here are some drivers that you need to make sure is listed on your policy.

Cooking becomes easier if your kitchen is well-equipped. You should have all the basic tools and supplies to make the time you spend in the kitchen safe and convenient. Depending on your preference, you may have a simple kitchen design or a lavish one. But, the most important thing is you know how to use and care the tools in basic food preparation.

If you’re like most drivers on the road, your primary consideration behind the wheel is arriving at your destination in one piece. Here in Miami, that can change very quickly. Suddenly, an aggressive driver speeds up from behind. Without signaling, he cuts you off, leaving you thinking “Where’s the fire, idiot!”

Term Life insurance policies are ideal if you still have major financial responsibilities, such as paying your mortgage or raising your children. However, there are times that your policy might end before your obligations are covered. If your term life insurance is ending but you still have major credit card debts or people who depend on you, you might want to consider other options to cover these expenses. Here are some ideas that can help you get through this financial dilemma.

You purchase a home insurance policy to ensure that you, your family and your home are protected in the event of an accident. However, you need to make sure that you are still protected when it comes to natural disasters such fallen trees or storms. Especially during hurricane season right now. To make sure, you have to review your policy to know what it may not cover during natural disasters.

Unfortunately for most of us here in Miami, insurance can be quite costly. Regardless of this, it is important to have insurance on property and automobiles. It could be catastrophic to your finances if you don't have insurance. We don’t think anyone should over pay for insurance, that’s why we’ve rounded up recommended ways we help clients here in Miami save on car insurance premiums.

​If you are moving to Florida some steps are involved in the process to keep your car insurance in order. Lots of factors may affect your auto insurance coverage when you move to Florida so we wanted to run through some of the most common questions we get asked here in the agency.

What’s the first thing that comes to our minds when we hear about car maintenance? Oil change! But do you know there’s a lot more to car maintenance than making sure you’re not running flat or changing the oil regularly? Well, here are some car maintenance tasks you shouldn’t skip.

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