Contact Us: (305) 270-2220
American Trust Insurance
  • Home
  • Quotes
    • Quick Quote
    • Auto Insurance Quote
    • Home Insurance Quote
    • Life Insurance Quote
    • Business Insurance Quote
    • Group Health Insurance Quote
    • Boat Insurance Quote
    • Umbrella Insurance Quote
    • Condo Insurance Quote
    • Flood Insurance Quote
    • Renters Insurance Quote
    • Motorcycle Quote
    • Disability Insurance Quote
  • Service
    • Claims Directory
    • Report a Claim
    • Make a Payment
    • Insurance Certificate Request
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Roadside Assistance
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
    • Business >
      • Business Insurance
      • Insurance Bonds
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Life/Financial >
      • Life Insurance
      • Final Expense Insurance
      • Annuities
    • Group Health >
      • Group Health Insurance
      • Dental Insurance
      • Vision Insurance
      • Medicare Supplement Coverage
      • Critical Illness Insurance
      • Long Term Care Insurance
    • Financial Planning
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
    • Disability Insurance
    • Travel Insurance
  • Blog
  • About
    • Agency Staff
    • Insurance Carriers
    • Client Testimonials
    • Agency Photo Gallery
    • News
    • Accessibility Statement
    • Newsletter Signup
    • Refer a Friend
    • Local Links
    • Videos
    • Reviews
  • Contact
  • Home
  • Quotes
    • Quick Quote
    • Auto Insurance Quote
    • Home Insurance Quote
    • Life Insurance Quote
    • Business Insurance Quote
    • Group Health Insurance Quote
    • Boat Insurance Quote
    • Umbrella Insurance Quote
    • Condo Insurance Quote
    • Flood Insurance Quote
    • Renters Insurance Quote
    • Motorcycle Quote
    • Disability Insurance Quote
  • Service
    • Claims Directory
    • Report a Claim
    • Make a Payment
    • Insurance Certificate Request
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • Roadside Assistance
      • Classic Car Insurance
      • RV Insurance
      • ATV Insurance
    • Business >
      • Business Insurance
      • Insurance Bonds
      • Workers Compensation
      • Event Insurance
      • Business Owners Package (BOP) Insurance
    • Property >
      • Home Insurance
      • Condo Insurance
      • Renters Insurance
      • Flood Insurance
      • Landlords Insurance
    • Life/Financial >
      • Life Insurance
      • Final Expense Insurance
      • Annuities
    • Group Health >
      • Group Health Insurance
      • Dental Insurance
      • Vision Insurance
      • Medicare Supplement Coverage
      • Critical Illness Insurance
      • Long Term Care Insurance
    • Financial Planning
    • Motorcycle Insurance
    • Boat Insurance
    • Umbrella Insurance
    • Disability Insurance
    • Travel Insurance
  • Blog
  • About
    • Agency Staff
    • Insurance Carriers
    • Client Testimonials
    • Agency Photo Gallery
    • News
    • Accessibility Statement
    • Newsletter Signup
    • Refer a Friend
    • Local Links
    • Videos
    • Reviews
  • Contact

Annuities

Protect your future with guaranteed income for the rest of your life. Speak with our financial experts today to find the best options for your financial situation.

Get a Quote
Contact Us

What is an Annuity?

Annuities are contractually-executed, relatively low-risk investment products; the insured (usually, an individual) pays a life insurance company a lump-sum premium at the start of the contract. That money is to be paid back to the insured in fixed, incremental amounts, over some future time period (predetermined by the insured). The insurer invests the premium; the resulting profit/return on investment fund the payments received by the insured, and, compensate the insurer. 

Conventional annuity contracts provide a predictable, guaranteed stream of future income (e.g., for retirement) until the death(s) of the beneficiaries(s) named in the contract, or, until a future termination date – whichever occurs first. These financial instruments have been used to accumulate funds and provide significant and sudden increases in personal income (via future, lump-sum withdrawals), all while legally avoiding the taxes (e.g., income-, capital gains-, estate-) that would otherwise be assessed on them.

Immediate Annuities vs. Deferred Annuities

An Immediate Annuity is an insurance policy which, in exchange for a sum of money, guarantees that the issuer will make a series of payments. These payments may be either level or increasing periodic payments for a fixed term of years or until the ending of a life or two lives, or even whichever is longer.

A Deferred Annuity is a contract that is chiefly a vehicle for accumulating savings with a view to eventually distribute them either in the manner of an immediate annuity or as a lump-sum payment

Contact us to learn more about the right annuity for you.
(305) 270-2220
9360 Sunset Drive
Suite 240
Miami, FL 33173
Click Here to Email Us
Annuity Quote
Annuities provide guaranteed income for life

Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Social Media

Newsletter Signup

Contact Us

American Trust Insurance
9360 Sunset Drive, Suite 240
Miami, FL 33173
(305) 270-2220
info@americantrustins.com

Location

Website by InsuranceSplash