What is Auto Insurance?

​Auto insurance offers financial protection against the following:
  • Physical damage due to traffic collisions
  • Vehicular damage from causes other than collision
  • Bodily injuries
  • Theft
  • Liabilities (that can arise involving your car)

Auto Insurance Coverages

There are various types of coverage. Some of them may be mandated by law, while others are not. These coverages include:
  • Bodily Injury Liability – this coverage offers financial protection from injuries the policyholder causes to someone else.
  • Collision – this covers the damages caused by the policyholder due to collision.
  • Comprehensive – this protects you from damages from causes other than collision (e.g. fire, earthquake, explosions, riots, and etc.) and theft.
  • Medical Payments or Personal Injury Protection (PIP) – this covers treatments of injuries to both the driver and passengers of a policyholder’s car.
  • Property Damage Liability – this coverage offers protection against damages a policyholder causes to another person’s property.
  • Uninsured Motorists Coverage – this covers the costs of an accident involving a hit-and-run driver or a driver who isn’t insured

To learn more about this type of insurance, you may contact us here.
(305) 270-2220
9360 Sunset Drive
Suite 240
Miami, FL 33173
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