Your car may be among the most expensive things you own. Thus, it’s a no-brainer that you’d do anything to keep it safe and protected. But even if you’ve installed the best safety device out there, you could still become a victim of car theft. To protect yourself against theft and damage, you should understand your insurance well.
What Insurance Coverage Should I Have?
You’ll need comprehensive coverage to protect yourself against the financial implications of loss and damages due to car theft. It covers the payment for stolen replacement parts, as well as for the theft of the entire vehicle. Aside from that, comprehensive insurance will protect you from damages due to a storm, vandalism, collision, and falling objects.
Note, however, that comprehensive coverage is not without a deductible which is usually up to$1,000. That just means that every time you make a claim, you will be responsible for paying the amount equal to the deductible. Your insurer will then pay for the rest of the claim up to the estimated value of the car.
How Can I Prevent Car Theft?
Many car thefts are preventable if you take extra precautions. According to studies, more than 40% of all thefts are due to driver error, like leaving the doors unlocked or leaving the windows open. To help avoid this, you should take the following tips to heart:
Keep your car protected and secure at all times by taking extra precautions and installing safety devices. Have it covered by the right auto insurance that suits your budget.
At American Trust Insurance, we value our clients as much as we value your properties. We offer auto insurance and other products that will help protect you from unexpected expenses. Get a free quote from us! Call us at (305) 270-2220 or visit us today!
You’ll need comprehensive coverage to protect yourself against the financial implications of loss and damages due to car theft. It covers the payment for stolen replacement parts, as well as for the theft of the entire vehicle. Aside from that, comprehensive insurance will protect you from damages due to a storm, vandalism, collision, and falling objects.
Note, however, that comprehensive coverage is not without a deductible which is usually up to$1,000. That just means that every time you make a claim, you will be responsible for paying the amount equal to the deductible. Your insurer will then pay for the rest of the claim up to the estimated value of the car.
How Can I Prevent Car Theft?
Many car thefts are preventable if you take extra precautions. According to studies, more than 40% of all thefts are due to driver error, like leaving the doors unlocked or leaving the windows open. To help avoid this, you should take the following tips to heart:
- Your valuables shouldn’t be left inside the car. Take them with you. If not, make sure that your electronic devices, laptops, and purses are not visible from your windows.
- As much as possible, park your car in a garage or a secured parking space. Otherwise, park it in a well-lit area.
- Do not leave your car while the keys are in the ignition, even if you’re in your driveway.
- Make sure you lock all your doors and windows every time you leave the car.
Keep your car protected and secure at all times by taking extra precautions and installing safety devices. Have it covered by the right auto insurance that suits your budget.
At American Trust Insurance, we value our clients as much as we value your properties. We offer auto insurance and other products that will help protect you from unexpected expenses. Get a free quote from us! Call us at (305) 270-2220 or visit us today!
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