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 There are some things that you need to consider when choosing the right auto insurance coverage that suits your needs. In Florida, you need to carry a minimum liability coverage and proof of insurance before you can register your vehicle. Note that the minimum amount of coverage may not be enough to pay for the damages that are due to an accident. If that is so, the legally liable driver will be the one to pay for the damages out from his pocket.
When buying auto insurance coverage, consider the following: What Car you Drive The type, brand, and model of your vehicle should always be taken into consideration when buying a policy. Ask yourself whether you can afford to replace your car if it was totaled? It is already a given that if you finance your vehicle, you will be required to get comprehensive and collision coverage for protection. However, if you bought the car upfront, you have the option of not getting any coverage. But we urge you to think wisely and consider the risks. The Value of your Assets If you are sued for a car accident, do you have the financial means to pay for the injuries and damages? Ideally, your liability insurance coverage should be enough to protect you financially. But that isn’t always the case as damages may cost more than the covered amount. The Passengers in the Vehicle Do you use your car to carpool or take your kids on field trips? Do you offer to drive your child’s soccer team to games? If the answers to these questions are yes, then you might want to consider buying more liability insurance coverage. How and When you Drive There is an increased risk for vehicular accidents when you spend more time on the road. Even if you consider yourself a good driver, there may be uninsured or underinsured motorists on the road with you. And, of course, there are a lot of bad drivers out there. With all those things considered, it is important that you shouldn’t compromise the value of your coverage by opting to take the cheapest premium there is. Weigh the benefits against the risks and make sure that you’re getting only the best insurance policy that you need from a reputable insurance company. Do your research on the insurer first before you buy from them and don’t get easily swayed by misleading ads. Buy from someone you can trust. Here at American Trust Insurance, we make sure that you have the right coverage for your unique needs. We have a wide selection of insurance companies that offer dependable auto insurance policies. Our competent staff is ready to assist you with your insurance needs, feel free to call us today at (305) 270-2220. Get a free insurance quote here!  Welcome to our new insurance agency blog!
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you. We hope you'll come to view this as a top resource for keeping your family and your finances safe. Here are a few of the topics we may be writing about:
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