If you’re like most drivers on the road, your primary consideration behind the wheel is arriving at your destination in one piece. Here in Miami, that can change very quickly. Suddenly, an aggressive driver speeds up from behind. Without signaling, he cuts you off, leaving you thinking “Where’s the fire, idiot!”
Term Life insurance policies are ideal if you still have major financial responsibilities, such as paying your mortgage or raising your children. However, there are times that your policy might end before your obligations are covered. If your term life insurance is ending but you still have major credit card debts or people who depend on you, you might want to consider other options to cover these expenses. Here are some ideas that can help you get through this financial dilemma.
You purchase a home insurance policy to ensure that you, your family and your home are protected in the event of an accident. However, you need to make sure that you are still protected when it comes to natural disasters such fallen trees or storms. Especially during hurricane season right now. To make sure, you have to review your policy to know what it may not cover during natural disasters.
Unfortunately for most of us here in Miami, insurance can be quite costly. Regardless of this, it is important to have insurance on property and automobiles. It could be catastrophic to your finances if you don't have insurance. We don’t think anyone should over pay for insurance, that’s why we’ve rounded up recommended ways we help clients here in Miami save on car insurance premiums.
If you are moving to Florida some steps are involved in the process to keep your car insurance in order. Lots of factors may affect your auto insurance coverage when you move to Florida so we wanted to run through some of the most common questions we get asked here in the agency.
What’s the first thing that comes to our minds when we hear about car maintenance? Oil change! But do you know there’s a lot more to car maintenance than making sure you’re not running flat or changing the oil regularly? Well, here are some car maintenance tasks you shouldn’t skip.
Purchasing home insurance is not easy. There are a lot of policy types, providers, and numbers that may or may not be part of the standard coverage.
Both veterans and first-time home insurance buyers make mistakes. Errors may include not buying enough coverage, having exclusions in your policy that you don’t know about, or even buying too much coverage.
No need to worry, because in this article we’ll cover some of the main things you should focus on when buying home insurance.
When you just get out of college, you may still have a lot of stuff to do that requires you to spend some more money, such as paying down your student loans or some rental fees. To cut you some slack, your car insurance should not be one of the hefty expenses you’ll face after college. Your car insurance might be a good place to cut back on some expenses, if you know how.
When water or mold get inside your home and start making a mess of things, are you covered? Make sure you know the limits of your homeowners policy and what it will and won’t cover when it comes to water and mold.
As your child goes away to college, you should consider your decision about letting them take a car with them. Even though they may have been driving unsupervised for years already, taking a car to college may not be a great idea. Living away from home with a vehicle is a huge responsibility and it can affect your child’s safety. Aside from that, your finances will be affected, as well as insurance rates. Here are some things you should consider before letting your child drive off to college.